October 15, 2025
In the current scenario, companies of all sizes are looking for ways to innovate, increase security, and optimize processes without needing to invest in complex infrastructure. It is in this context that Blockchain as a Service (BaaS) emerges: a solution that allows the use of blockchain technology in a practical and scalable way, supporting everything from data tracking to contract automation. With BaaS, your company can take advantage of the benefits of blockchain without having to build the network from scratch, relying on specialized providers that offer infrastructure, monitoring, and tools for secure integration.
What is Blockchain as a Service?
Blockchain as a Service (BaaS) is a model in which companies can utilize the blockchain infrastructure provided by specialized providers, without having to build the entire network from scratch. It's like having a "ready-made road" to run your processes, without needing to pave every kilometer.
While traditional blockchain requires investment in servers, network maintenance, and technical expertise, BaaS allows your company to focus on creating innovative solutions, leaving the operation and management of the infrastructure to the provider.
Difference between BaaS and traditional blockchain
Aspect | Traditional Blockchain | Blockchain as a Service (BaaS) |
Infrastructure | Built internally, requires servers and maintenance | Provided by third parties, managed and scalable |
Complexity | High, requires a specialized technical team | Low, focus on using applications and solutions |
Initial cost | High | Reduced, pay-as-you-go or subscription-based |
Updates and security | Internal responsibility | Managed by the provider |
How does Blockchain as a Service work?
The Blockchain as a Service operates as a "ready-to-use" solution: instead of your company building the entire blockchain infrastructure internally, a specialized provider offers the network, tools, and services needed for you to develop applications securely and at scale. It’s like renting a pre-paved road to drive your car on, instead of building the entire path by yourself.
Main elements of the BaaS structure
Cloud infrastructure: servers and network nodes are managed by the provider, ensuring availability and security, without your team having to worry about maintenance.
Smart contracts: scripts that automate business rules, allowing transactions or processes to be executed automatically when predefined conditions are met.
Monitoring and auditing: dashboards and reports help to track network performance, trace transactions, and identify possible issues in real time.
Integration APIs: facilitate the connection of the blockchain with the company's internal systems, such as ERPs, CRMs, or payment platforms.
Services offered by BaaS providers
The BaaS providers go beyond infrastructure: they deliver a full set of services so that companies can quickly implement blockchain solutions, including:
Development of smart contracts tailored to business needs.
Network monitoring and performance alerts.
Auditing and compliance to assist with adherence to standards such as LGPD, Bacen, and CVM.
Technical support and continuous maintenance, ensuring that the network operates reliably and at scale.
For example, a fintech that wishes to track payments and internal transfers can integrate its ERP system with a BaaS. The provider keeps the network secure, executes the smart contracts that validate transactions, and generates auditable reports, allowing the company to focus on innovation and customer experience, without needing to manage the blockchain infrastructure.
Informational content. Does not constitute an offer of securities, exchange or payment services. Past profitability does not guarantee future results. Azify operates directly or through duly authorized partners, as per the scope. Assess risks, accounting, and tax impacts with your advisors.
What are the applications of Blockchain in business?
The Blockchain as a Service can be applied in different business areas, helping companies to increase efficiency, security, and transparency in critical processes. Below, we highlight some of the most relevant applications:
Supply chain management – Blockchain allows tracking products from origin to the end consumer, ensuring transparency and integrity. For example, companies in the food or pharmaceutical sectors can record each stage of transportation, storage, and delivery on a blockchain network, reducing risks of tampering, loss, or fraud. Thus, traceability ceases to depend solely on internal records, becoming auditable and immutable.
Secure payments and transfers – Although Blockchain as a Service does not replace exchange or payment services directly, it offers a layer of security and reliable record-keeping for internal transactions or between partners. Organizations can record transfers, validate payment contracts, and monitor financial flows in an auditable manner, minimizing errors and fraud.
Data recording and traceability – Sectors such as healthcare, insurance, and education handle sensitive data that require integrity and regulatory compliance. With Blockchain, each record is protected and immutable, allowing for accurate audits and ensuring that important information is not altered without leaving traces.
Certification and authentication of assets – Companies can use BaaS to issue digital certificates or authenticate documents and digital assets. This is useful, for example, in certification processes for products, academic diplomas, or software licenses, providing greater trust and reducing bureaucracy.
Loyalty programs and digital tokens – Businesses can also create loyalty programs based on digital tokens, using the blockchain network to securely and transparently record points, rewards, or benefits. This allows for greater control and traceability, as well as opening opportunities for innovation in marketing and customer relations.
Which companies already use Blockchain as a Service?
IBM Blockchain – solutions for logistics, supply chain, and banks.
Microsoft Azure Blockchain – integration with smart contracts and corporate APIs.
Oracle Blockchain Cloud – traceability and monitoring of digital assets.
These examples show how different sectors can adapt Blockchain to their needs, increasing efficiency and innovation.
What are the main advantages of Blockchain as a Service?
The Blockchain as a Service offers a range of benefits that make this technology attractive to companies across different sectors. Check out the main points:
Cost reduction with infrastructure – By using Blockchain as a Service, your company does not need to invest in servers, network nodes, or specialized teams to keep the blockchain running. All infrastructure management is the provider's responsibility, turning fixed costs into variable expenses. This allows you to test solutions and scale projects without compromising the budget.
Faster and scalable implementation – With the infrastructure ready and integrable APIs, BaaS allows new applications to be implemented quickly. Additionally, you can increase or decrease network capacity based on demand, without needing complex changes to the internal architecture. It's like renting a ready-made space instead of building a building from scratch.
Data security and integrity – The blockchain technology ensures that all transactions and records are immutable and auditable. This increases the reliability of information, reduces fraud risks, and facilitates compliance processes. Companies can track operations, contracts, and data flows with greater transparency and security.
Facilitation of innovation across different sectors – With Blockchain as a Service, it is possible to quickly test new business models, such as blockchain-based loyalty programs, product traceability, or digital certifications. Sectors such as logistics, health, education, and finance can create innovative solutions without worrying about the complexity of the blockchain network.
The BaaS combines efficiency, security, and agility, allowing companies of all sizes to leverage the potential of blockchain in a practical and scalable way, focusing on innovation and process improvement.
What are the challenges and precautions when adopting Blockchain?
Despite the advantages, it is important to understand the main challenges and considerations when implementing Blockchain as a Service (BaaS) in your company.
1. Dependence on external providers – By opting for BaaS, your company becomes reliant on the infrastructure, security policies, and maintenance of the provider. Therefore, it is essential to evaluate:
SLA (Service Level Agreement) of the service;
Security history and previous incidents;
Contingency plans in case of failures or interruptions.
2. Privacy and compliance – Even with the intrinsic security of blockchain, it is necessary to ensure regulatory compliance and data protection. Among the main points are:
Specific sector regulations, such as CVM for digital assets or Bacen for financial records;
Internal policies for auditing and monitoring to maintain integrity and transparency.
3. Technological limitations and market maturity – BaaS still presents challenges related to technology and the market, including:
Integration with legacy systems and internal processes;
Transaction costs and scalability;
Dependence on interoperability standards between different blockchain networks.
Strategic planning and careful evaluation of providers are essential to mitigate risks and ensure that the BaaS solution delivers the expected results.
How to choose a suitable BaaS provider? What criteria should you evaluate?
Choosing the right provider is essential for your company to take advantage of all the benefits of Blockchain as a Service (BaaS) securely and efficiently. A reliable provider not only offers quality infrastructure but also ensures regulatory compliance, technical support, and scalability, which are essential factors to minimize risks and allow your blockchain solution to grow alongside the business.
Main criteria for evaluation:
Provider reputation and experience – security history, network stability, and success cases;
Regulatory support – alignment with LGPD and other applicable regulations;
Flexibility and scalability – ability to adapt resources as the business grows;
APIs and integration – ease of connecting internal systems and existing applications.
Quick checklist:
Ensure that the provider offers continuous monitoring and data auditing;
Evaluate SLAs and backup policies;
Confirm that smart contracts can be auditable and updatable according to legal standards.
A careful plan and the careful selection of the provider ensure that your company maximizes the efficiency of BaaS, maintaining security and compliance in all processes.
Informational content. Does not constitute an offer of securities, exchange services, or payment. Past profitability does not guarantee future results. Azify acts directly or through duly authorized partners, as per the scope. Evaluate risks, accounting and tax impacts with your advisors.
What is the future potential of BaaS?
The model Banking as a Service (BaaS) is consolidating as a key piece in the evolution of the Brazilian financial system, especially with the advancement of Open Finance and the growing demand for digital financial solutions. It is forecasted that, by the end of 2025, the Central Bank will publish specific regulations for BaaS, which should further drive its adoption and development in the country.
Emerging trends in BaaS
Integration with Open Finance: the expansion of Open Finance will allow companies to integrate financial data from various sources, providing more personalized and efficient services to customers.
Adoption by large banks: traditional financial institutions are starting to offer BaaS solutions, leveraging their robust infrastructure to provide financial services to companies across various sectors.
Automation and artificial intelligence: the use of technologies like AI and automation is transforming how financial services are delivered, making them faster, safer, and more personalized.
Opportunities for companies
Service expansion: companies from various sectors can offer financial services, such as digital accounts and payments, without the need to become financial institutions.
Strategic partnerships: Collaborating with BaaS providers allows companies to innovate quickly, launching new financial products and services with lower risk and investment.
Access to new markets: BaaS facilitates entry into previously inaccessible financial markets, expanding the reach and customer base of companies.
