October 16, 2025
Money 20/20: what to expect from the largest global fintech event and why Azify will be there
From October 26 to 29, Las Vegas transforms into the center of the financial universe. The Money 20/20, the largest and most influential global event in the sector, gathers the leading figures from banks, fintechs, tech companies, and regulators to discuss the future of money. Azify will be present at Booth 14108, closely following the transformations that will shape the coming years of the industry.
The meeting takes place at a decisive moment. The global fintech market is expected to reach US$ 1.5 trillion in revenue by 2030, according to the report Global Fintech: Reimagining the Future of Finance. The combination of Artificial Intelligence, real-time payments, and financial inclusion is redefining the global financial system and will be the guiding thread of discussions in Las Vegas.
“Money 20/20 represents the epicenter of global financial transformation. It's where the largest innovations are showcased, where strategic partnerships are born, and where the future of money is drawn,” evaluates Gustavo Siuves, CRO of Azify.
The forces that are redefining the financial system
The Money 20/20 is known for anticipating trends that quickly become market realities. In 2025, some themes stand out.
Generative AI and Hyper-Personalization
Artificial intelligence is already the engine of the new financial economy. According to the Febraban Survey on Banking Technology 2025, eight out of ten banks already use generative AI, and investments are expected to reach R$ 47.8 billion by the end of 2025. The technology enables everything from real-time credit analysis to tailored investment recommendations.
“AI does not replace human intelligence, but rather expands it. When applied ethically and transparently, it increases trust and improves the customer experience,” highlights Gustavo.
Instant Payments and the Era of Invisible Money
Inspired by cases like PIX (Brazil) and UPI (India), real-time payment systems are redefining the global financial infrastructure. Today, 83% of Brazilians claim to use less and less physical cash, according to a survey by Opinion Box.
These models have proven successful due to the combination of regulatory support, cloud-first infrastructure, and intuitive user experience, pillars that also support the architecture of Azify.
Security and Programmable Trust
With the increase in digital transactions, the importance of AI-based security grows. Real-time detection models, biometric authentication, and the use of synthetic datasets to simulate fraud are creating new standards of protection.
“Investing in smart solutions is more than preventing fraud; it is a commitment to trust and the longevity of financial relationships,” reinforces Gustavo.
Inclusion and Collaboration Through Open Banking
Millions of people are still outside the formal banking system. Fintechs are democratizing access to credit and payments through digital wallets, Buy Now Pay Later (BNPL) solutions, and open integrations via Open Banking.
What was once competition between fintechs and banks has now become strategic collaboration, with white-label solutions that expand the reach of both.
DeFi, Embedded Finance, and the future without borders
In addition to the major trends, the event will bring discussions on topics that shape the future of finance.
Decentralized Finance (DeFi) and digital assets, with CBDCs and stablecoins shaping low-cost international transactions.
Embedded Finance, which brings financial services to previously unthinkable contexts, from mobility apps to marketplaces.
Wearables and voice payments, which transform the consumption experience into something natural and invisible.
AI Governance, a central theme given the advances in generative models and the need for algorithmic transparency.
These convergences signal a future where technology, ethics, and inclusion walk hand in hand, and Azify participates in this construction as a partner of reliable, regulated, and pluggable infrastructure.
The role of Azify in the new financial Pangea
The presence of Azify at Money 20/20 reinforces its purpose of connecting the global financial system into a new Pangea, without borders, multi-currency, and multi-market.
In a scenario where innovation, compliance, and technology need to coexist, Azify acts as the translator of innovation, connecting the traditional to the decentralized with safety and scale.
"Money 20/20 is not just an event; it is a thermometer of the future of finance. Being present means actively participating in the construction of a more inclusive, secure, and intelligent financial system," concludes Gustavo Siuves.
Visit Azify at Money 20/20 – Booth 14108
Follow closely how we are helping companies unlock their global potential with pluggable infrastructure, embedded compliance, and multi-currency integration.
