Financial Infratech
With Azify's Banking as a Service, you offer digital accounts, cards, payments, and investments tailored to your clients.
Pluggable infrastructure with compliance engine
Contas Individuais PF e PJ
Abertura 100% digital de contas de pagamento para pessoas físicas e jurídicas, com onboarding, KYC e gestão de saldo embarcados via API.
Pagamento de Contas
Pagamento de boletos, contas de consumo e tributos diretamente no aplicativo ou plataforma
Pix (instant payment system)
Pix with a direct connection to the Central Bank, without an ITSP, and with an 'A' grade in the Central Bank's Service Level Agreement.
Transferência P2P
Transferências instantâneas entre contas da sua plataforma, com liquidação em tempo real e sem custo de rede externa.
Saques e Depósito
Easy deposit and withdrawal of funds, with deposits via Pix, TED, and bank slip, and withdrawals integrated with the national banking system.
TED
Transferências entre instituições dentro do horário bancário, ideais para movimentações de maior valor com rastreabilidade ponta a ponta.
Cartão Virtual e Físico
Emissão de cartões físicos e virtuais com tecnologia contactless, compatível com Apple Pay e Google Pay e antifraude em tempo real.
Boleto
Emissão e cobrança de boletos registrados com conciliação automática, para receber de qualquer banco do país sem esforço manual.
Pagamentos Internacionais
Facilite transações cross-border com liquidez global, integração transparente e compliance integrado desde o primeiro passo.
The most comprehensive financial APIs. Modularity, scalability, and security, all in one place.
Our open and documented APIs allow you to choose only the services your operation needs, with quick integration, support for high transaction volumes, and all the security of strong authentication, encryption, and compliance by design.
Full print
We take care of the entire production, without worries.
National logistics
Guaranteed distribution throughout Brazil.
Custom card design
Custom cards for your brand's identity.
App store
Already ready for publication in digital stores.
Card issuance
Cards ready for the real world
Validated at millions of establishments and ATMs, with support for local currencies and automatic conversion.
Manage accounts and transactions efficiently, centralize KYC and onboarding processes, and monitor critical alerts in real-time. Gain efficiency, maintain compliance, and have complete control on an integrated platform.
Offer complete financial services without starting from scratch. Gain agility, reduce costs, and maintain security at every step.
Do you have any questions?
What is Banking as a Service (BaaS)?
It is a model that allows companies to offer financial services, such as digital accounts, payments, cards, and investments, without needing to build all the infrastructure of a bank. Everything is integrated via APIs provided by a technology partner like Azify.
What is the difference between BaaS and a white label digital bank?
No white label, the company offers a ready-made digital bank, customized with your brand. In BaaS, the company can choose which financial services to embed (accounts, cards, Pix, investments, etc.), in a modular way tailored to its business model.
Does my company need a banking license to use BaaS?
No. Azify provides the necessary regulatory infrastructure for your company to offer financial services safely and in compliance.
How long does it take to launch a financial solution with BaaS?
It depends on the complexity of the project, but with a ready-made and modular infrastructure, it is possible to launch financial products in weeks or months instead of years.
What services can I offer with Azify's BaaS?
Among the main possibilities are: - Personal and business digital accounts. - Payments via Pix, boletos, QR Code, and transfers. - Issuance of physical and virtual cards. - Regulated investments (CDB, Treasury, funds). - Solutions with crypto, blockchain, and tokenization of real assets.
Which companies can use Banking as a Service?
BaaS can be adopted by fintechs, digital banks, marketplaces, retailers, mobility apps, telecom companies, industries, and any organization that wants to integrate financial services into its operations.